If you or a loved one is a veteran who was exposed to asbestos while on duty, you may have plenty of questions about what to do next. We know this can be a difficult emotional time for you. In an effort to ease your burden, we've compiled a list of the most frequently asked questions.
Many people wonder what it takes to get an asbestos claim approved with the VA. Proof of asbestos exposure and medical paperwork validating the diagnosis are important. A number of asbestos-related conditions qualify for Disability Compensation.
Applying for VA compensation lets you access monthly benefits and VA health care for an asbestos-related condition connected to your service. Once approved, you gain access to lifetime medical care from any facility in the VA network, including world-class treatment centers in Boston and Los Angeles.back to the top
To substantiate a claim for service connection, the evidence must show you have an injury or disease that began or worsened during military service, or there was an event during service that caused injury or disease. In the case of an asbestos claim, the event is the exposure to asbestos while on active duty. The VA will look at pre- and post-service asbestos exposure. To demonstrate the illness is service-connected, the veteran must make the case the active duty exposure was likely the cause of the disease. You also must have medical records that demonstrate your claim of an asbestos illness.back to the top
A doctor must state in writing that an illness was caused by asbestos. The exceptions are asbestosis and mesothelioma, which are automatically accepted by the VA as only caused by asbestos exposure.back to the top
The VA will want to know if records demonstrate an exposure to asbestos in the military. It also will want to determine how much asbestos exposure the veteran had before and after military service, based on a work history. It also will determine a relationship between exposure and the claimed disease.back to the top
Never. The VA does not consider any money you may be awarded from a lawsuit, or from an asbestos company’s bankruptcy trust fund. The VA’s primary financial concern is that you do not “double-dip” on a benefit.
You cannot receive money from the government twice for the same illness. The VA will consider your financial situation when the benefit for which you are applying is based on your income level, such as a VA pension. The VA Disability Compensation amount is not based on income level or assets. Any assets acquired through the legal system have no effect on disability benefits.back to the top
Veterans who served full-time and were not dishonorably discharged are eligible for VA benefits. There are specific VA forms that must be submitted, and a Claims Agent can help make sure the forms are completed and filed correctly.
One of the easiest ways to file a VA claim is to reach out to our Veterans Department. After filling out a simple form, Veterans Department Director Aaron Munz will contact you and get you started. Munz, who specializes in asbestos-related claims, can walk you through the VA claims process and get you the benefits you deserve.back to the top
Eligibility for most VA benefits is based on discharge from active military service under other-than-dishonorable conditions. Full-time service as a member of the Marine Corps, Army, Navy, Air Force or Coast Guard makes you eligible. Also eligible are commissioned officers of the Public Health Service and National Oceanic and Atmospheric Administration.back to the top
Veterans Service Organization (VSO) Accredited Representatives and Claims Agents are advocates accredited by the VA to assist veterans in filing for benefits with the VA. They can also assist the veteran in substantiating their claims by helping the veteran write a detailed exposure summary, a necessity when filing for asbestos-related diseases.back to the top
A completed VA Form 21-526 with an accompanying asbestos exposure summary. Our Veterans Department specializes in helping veterans write their exposure summary.
A copy of their DD 214 (discharge paperwork). If this paperwork has disappeared, a copy can be in obtained from the National Personnel Records Center. Our Veterans Department can assist you in obtaining a copy if you need to request one.
Copies of pertinent medical records (or a signed medical release allowing the VA to request those records).*
If the veteran is married, a copy of the marriage certificate (this proves they have a dependent, which provides for greater disability compensation).
* This document is a VA-21-4142 and is included at the end of the VA 21-526 form.back to the top
After the VA receives an Application for Disability Compensation, it sends a confirmation letter to the veteran outlining what was received. If the veteran has not provided a detailed exposure history, the VA will ask him about his exposures. Our Veterans Department can assist you in writing a detailed exposure summary that will provide the VA with all the answers it needs to understand your exposure history. For asbestos cancers, a medical exam is typically not required. Medical records diagnosing those cancers are often sufficient.back to the top
Yes. If you receive a letter from the VA that says your claim was denied, you can appeal the decision. You have one year from the date stamped on the decision letter. In most cases, you need to file a Notice of Disagreement (NOD) with the VA. Once you fill out the NOD form, you can mail it to the address on the decision letter notice or take it to your local VA regional office.back to the top
The VA offers Disability Compensation to veterans with asbestos-related diseases. Amount of compensation depends upon the severity of the diagnosis. The time it can take to get compensated varies by state.
When veterans are diagnosed with a disability that is service-connected, the primary VA benefit they are entitled to is called Disability Compensation. To apply, veterans must fill out a VA 21-526 form (known as an Application for Disability Compensation or Pension) and file it with the regional VA office in their state. The regional office is a branch of the U.S. Department of Veterans Affairs — not the state’s Department of Veterans Affairs.
The Veterans Department at The Mesothelioma Center can assist you in filing for an asbestos-related illness, and help you write an asbestos-exposure summary. You must be able to detail your exposure to asbestos with specifics on when and where it happened. You will need to convince the VA that more than half of your lifetime exposure to asbestos occurred on active duty.back to the top
Payments for a service-connected disability are based on a rating given by the VA, expressed in 10-percent increments. Exact disability payments vary. They depend on your level of disability, the number of dependents you have and other factors, including if you are homebound or in need of regular aid and attendance. You can find a breakdown of the current benefit rates on the VA website.
You will receive a payment each month. The basic payment varies between $134 for a veteran with a 10 percent disability rating to more than $2,800 for someone with a 100 percent disability rating. Mesothelioma and lung cancer caused by asbestos are rated at 100 percent. Non-cancerous asbestos illnesses are rated anywhere from 0 to 100 percent — primarily based on the results of a pulmonary function test.back to the top
It is different in every state.
The VA has one or more regional offices in each state, and backlogs vary by state. It generally takes six to eight months to get a decision, but the VA’s Fully Developed Claims (FDC) program now allows veterans or a Veterans Service Organization or Claim Agent to gather necessary paperwork to help expedite a decision. The waiting time can be cut in half.back to the top
DIC is a benefit paid to a surviving spouse, dependent children, or both, of a veteran who died from a service-connected disability. For a survivor to be eligible for DIC, the veteran’s death must have stemmed from one of the following:
Spouses receive a basic monthly payment, plus an additional payment for dependent children if they require aid and assistance, or if they are homebound.back to the top
In addition to Disability Compensation, the VA offers a pension benefit — but veterans can’t receive both. Health services are also available.
Although most benefits (such as Disability Compensation) are based on whether a veteran has a service-connected disability, it is possible to receive benefits, such as a VA pension, and qualify for VA health services even if you do not have a service-connected disability.
To qualify, you must show your income and personal assets prevent you from enjoying a minimum quality of life, or affording your own health care insurance. Veterans can either receive VA Disability Compensation or pension. They cannot receive both. If a veteran qualifies for both, he will be awarded the higher-paying monthly benefit — typically Disability Compensation.
If a veteran qualifies for VA health services solely based on income, he is usually required to make copays for VA prescriptions and health care services.back to the top
No. You don’t need to pay taxes on disability benefits you receive from the VA. When you file your taxes, do not include the VA benefits you receive in your gross income.back to the top
Most veterans receiving disability benefits from the VA can continue to work, with some exceptions. Those who received a higher disability rating because they are considered unemployable cannot work while receiving VA benefits.back to the top
Veterans receiving disability benefits can continue to serve in the military if they can get medical clearance. There is no specific disability rating that will prevent you from joining the military. It all depends on the condition you have and how severe it is. However, the VA does not allow people to receive military pay and disability payments at the same time.back to the top
Former U.S. Army Capt. Aaron Munz is the director of the Veterans Department at The Mesothelioma Center, and he is a VA-accredited Claims Agent. He received the Bronze Star in 2004 during Operation Iraqi Freedom. Munz has intimate knowledge of how veterans were exposed to asbestos because he served under similar conditions.
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